Merit Adjusted Premium (MAP) Plan for Small Business
Program Overview
If you pay between $1,000 and $25,000 in WSIB premiums per year, MAP automatically applies to you. Through MAP, you can reduce your premiums by maintaining a good health and safety record. If your health and safety record is poor, you may be subject to a premium increase.
Experience rating program review
As part of our ongoing review of the Experience Rating program, the WSIB approved a series of new changes.
MAP Cost Tool
This MAP tool will help you assess how a workplace injury or illness can directly impact your company’s profits and show you the gross sales figures that you would need to generate in order to recover these losses.
Program Details
How the program works
- MAP measures your health and safety record by the number and the severity of new claims you make in a review period, (the review period for 1999 adjustments is 1995 through 1997).
- MAP premium decreases do not take effect until you have been in continuous operation for three years.
- MAP premium increases may take effect in less than three years if a sufficient number of claims are incurred.
- Only claims exceeding $500 affect your record.
- You receive a discount or increase to your premium rate that is a percentage of your basic rate.
Eligibility
- If your WSIB premiums average between $1,000 and $25,000 annually, MAP automatically applies to you.
(Note: even if your premiums fluctuate in and out of this range, once you qualify for MAP you remain in the plan for at least three years.)
- To be eligible for a premium discount under MAP, you must be in compliance with WSIB reporting requirements.
- Starting in 2000, small employers in any of the construction rate groups move from CAD-7 to MAP.
For more details about MAP, download the MAP brochure (114k, pdf).
You can also call 1-800-663-6639 or 416-344-1016 or e-mail: prevention@wsib.on.ca.
| | |
